What if the biggest obstacle in your life wasn’t your lack of money or education.... but simply the belief that you couldn’t rise above it?

About Napkin Underwriter

At Napkin Underwriter, we believe the only thing standing between you and life-changing wealth is the belief that it’s impossible. Our mission is to shatter those limiting beliefs and show you what’s truly achievable in real estate, even if you don't have money in your pocket.


We’re here to simplify what seems complex, breaking down the strategies that seasoned investors use to close multi-million-dollar deals into a system that’s easy to follow, actionable, and proven to work. Because the truth is, you don’t need a finance degree, endless resources, or years of experience to succeed—you just need the right guidance, drive and our proven simple 6-step process.


We’re more than just a website; we’re a movement. Join our community, and let’s transform the way you think about wealth, investing, and what’s truly within your reach. Together, we’ll build a legacy of limitless possibilities.

We’re more than just a website; we’re a movement. Join our community, and let’s transform the way you think about wealth, investing, and what’s truly within your reach. Together, we’ll build a legacy of limitless possibilities.

Who is "The Napkin Underwriter"?

My name is David S. Markey, and my journey is proof that where you start doesn’t define where you’ll end up. After losing my father to a grueling seven-year battle with terminal illness and addiction, I hit rock bottom. I dropped out of high school and found myself stuck working for a failing construction company. I had no clear direction or hope for a better future. Deep down, I knew I was capable of more—I just needed the chance to prove it.

Joining the U.S. Army became my proving ground. It was where I learned discipline, resilience, and how to push myself beyond what I thought was possible. The Army didn’t just give me structure—it showed me that I wasn’t destined to be a failure. It became the foundation for the determination and drive that now fuels everything I do.

After returning home, I set out on a relentless quest for success. I threw myself into countless ventures, even flipping single-family homes. Along the way, I invested over $100,000 in courses and mentorships, determined to learn everything I could. But despite my efforts, I made mistakes, faced tough lessons, and felt like success was always just out of reach. Then, everything changed. I uncovered the missing puzzle piece—the strategies that big investors use to build real wealth. It wasn’t about working harder; it was about working smarter and understanding the rules the wealthy play by—rules that most people never even know exist.

Today, as a successful entrepreneur and real estate investor, my mission is to help you achieve your goals faster and with fewer obstacles through Napkin Underwriter. No matter where you’re starting, you can break free from limits, skip the trial-and-error process I went through, and fast-track your success. If I can go from rock bottom to building millions, so can you. Let me show you how to confidently take on purchasing 10 Million Dollar deals with ZERO money in the next 90 days. Your journey to financial freedom starts here!

low angle photography of high-rises building

Words From Our Founder

“The only thing standing between you and success is the belief that you can’t do it. Break that belief, and you’ll break through to a life you never thought possible. Build Legacy Wealth ... and we'll teach you how to do it with other people's money.”

– David S. Markey

Our Amazon Reading List - Books That Build A Millionaire Mindset

Testimonials

Jessica M.

“Napkin Underwriter completely changed the way I think about real estate. The 6-step system is so simple, yet so effective. I went from being overwhelmed by the idea of investing to closing my first deal in just a few months. Highly recommend this course to anyone serious about building wealth!”

Rajveer P.

“This course is a game-changer. I’ve spent a lot of money on other real estate training that just left me confused, but Napkin Underwriter broke everything down step-by-step. I never thought I’d be able to tackle these deals, but now.... This is worth every penny!”

Tanya W.

“I was skeptical at first, but this course exceeded my expectations. David’s teaching style is clear, actionable, and genuinely inspiring. The tools and strategies I’ve learned have already helped me secure financing for a deal I thought was out of my league. Napkin Underwriter is the real deal!”

FAQs

Quick Answers to Your Top Real Estate Queries

What is real estate syndication, and how does it work?

Real estate syndication is a partnership where multiple investors pool their resources to buy and manage larger properties than they could afford individually. At Napkin Underwriter, we simplify this process, showing you step-by-step how to raise capital, structure deals, and achieve success.

Is this course suitable for beginners with no real estate experience?

Absolutely! The Napkin Underwriter course is designed for beginners and seasoned investors alike. We break down complex concepts into simple, actionable steps, so you can start building your real estate knowledge and confidence right away.

How much money do I need to start syndicating deals?

You don’t need a fortune to start. Syndication allows you to leverage other people’s capital to fund deals. We teach you how to start small, structure partnerships, and scale effectively, regardless of your current financial situation.

Will this course help me scale my existing real estate portfolio?

Yes! If you already have a small portfolio, this course will show you how to use syndication to take things to the next level. Learn how to attract partners, pool resources, and move from small investments to large, scalable deals.

How long will it take to complete the course and see results?

The course is self-paced, so you can work through it as quickly or slowly as you like. Many students start applying what they learn within weeks, and results depend on how quickly you take action on the strategies we teach.

What makes Napkin Underwriter different from other real estate courses?

Unlike other courses, Napkin Underwriter focuses specifically on syndication, providing a clear, proven roadmap that’s practical and actionable. This course is built from years of hands-on experience and is designed to help you avoid common pitfalls while achieving real results.